How are Small Business Employee Ownership Transitions Financed?

These guides give an overview of the key issues and technical decisions that need to be made when financing a small business transition to employee ownership.

These case studies illustrate a variety of financing models use in recent small business employee ownership transitions.

A Yard & a Half Landscaping, Waltham MA

Island Employee Cooperative, Stonington, ME

New Era Windows, Chicago, IL

The New School of Montpelier, Montpelier, VT

Real Pickles Cooperative, Greenfield, MA

Northwind Renewable Energy, WI

Rock City Employee Cooperative, Rockland ME

Namaste Solar, Boulder CO

Insource Renewables, Pittsfield ME

The articles and guides below offer more in depth information about financing from members of the Workers to Owners Collaborative.

Cooperative Fund of New England

Sustainable Economies Law Center

The Democracy Collaborative

Democracy at Work Institute

ICA Group


Ohio Employee Ownership Center

Project Equity

Shared Capital Cooperative

The Working World

University of Wisconsin Center for Cooperatives

Vermont Employee Ownership Center